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	<title>Nationwide Mortgage Lender</title>
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		<title>5 Tips for Home Loan Financing in 2012</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2012/01/home-loan-financing-in-2012/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2012/01/home-loan-financing-in-2012/#comments</comments>
		<pubDate>Wed, 04 Jan 2012 22:53:56 +0000</pubDate>
		<dc:creator>Franky Finance</dc:creator>
				<category><![CDATA[First Time Home Buyers]]></category>
		<category><![CDATA[Home Buying]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=994</guid>
		<description><![CDATA[If you are thinking of financing a new home, 2012 may be the year to pull the trigger. There are many home loan factors to consider when financing a house. Nationwide understands the obstacles that come with financing for first time home buyers and we offer the best home loans available in the marketplace today. [...]]]></description>
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		<title>Home Affordable Refinance Program Unleashed</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2011/12/home-affordable-refinance-program-unleashed/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2011/12/home-affordable-refinance-program-unleashed/#comments</comments>
		<pubDate>Fri, 09 Dec 2011 18:59:28 +0000</pubDate>
		<dc:creator>Nationwide Lender</dc:creator>
				<category><![CDATA[Home Affordable Refinance]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=982</guid>
		<description><![CDATA[Underwater homeowners have new possibilities with the Home Affordable Refinance Program 2.0.  There is no longer loan to value limitations with the HARP mortgage program. Loan to value is no longer restricted to 125% by Fannie Mae or Freddie Mac. If you have a mortgage that is owned by Fannie or Freddie and find yourself [...]]]></description>
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		<title>7 Reasons Why FHA Loans Are Cool with First Time Home Buyers</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2011/12/fha-loans-cool-with-first-time-home-buyers/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2011/12/fha-loans-cool-with-first-time-home-buyers/#comments</comments>
		<pubDate>Tue, 06 Dec 2011 19:54:39 +0000</pubDate>
		<dc:creator>Bryan Dornan</dc:creator>
				<category><![CDATA[FHA Mortgage Lending]]></category>
		<category><![CDATA[Home Loan Tips]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=977</guid>
		<description><![CDATA[If you are a first time home buyer considering jumping into the market next year, you will likely consider FHA home loans. Getting approved for home financing has become challenging for most Americans so we decided to explore why FHA has become so popular with first time home buyers.  The Federal Housing Administration was created [...]]]></description>
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		<title>Sluggish Housing Continues with Underwater Mortgages</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2011/11/underwater-mortgages/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2011/11/underwater-mortgages/#comments</comments>
		<pubDate>Tue, 29 Nov 2011 23:38:30 +0000</pubDate>
		<dc:creator>Dan Ambrose</dc:creator>
				<category><![CDATA[Home Affordable Refinance]]></category>
		<category><![CDATA[Mortgage News that Matters]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=975</guid>
		<description><![CDATA[The discussion of homeowners who are stuck with underwater mortgages is an important one because in the past people who own real estate typically spend more money. With our economy on the brink of a double-dip recession, many economists are keeping a close eye on the housing sector and the quarterly data as it is [...]]]></description>
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		<title>Low Mortgage Rates Driving the Motivation to Buy a Home in 2012</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2011/11/low-mortgage-rates-driving-the-motivation-to-buy-a-home-in-2012/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2011/11/low-mortgage-rates-driving-the-motivation-to-buy-a-home-in-2012/#comments</comments>
		<pubDate>Wed, 16 Nov 2011 00:01:46 +0000</pubDate>
		<dc:creator>Franky Finance</dc:creator>
				<category><![CDATA[Featured Mortgage Articles]]></category>
		<category><![CDATA[Home Buying]]></category>
		<category><![CDATA[Home Loan Tips]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=966</guid>
		<description><![CDATA[Buying a house can be a wonderful experience if you are prepared with a pre-approved home loan and have hired a good local realtor that understand the market and your needs. Obviously signing a hundred legal documents that commit you to a thirty-year mortgage and a house that requires 360 monthly payments will make you think. [...]]]></description>
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		<title>7 Tips for a First Time Home Buyer Loan</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2011/10/7-tips-for-a-first-time-home-buyer-loan/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2011/10/7-tips-for-a-first-time-home-buyer-loan/#comments</comments>
		<pubDate>Thu, 06 Oct 2011 22:23:33 +0000</pubDate>
		<dc:creator>Dan Ambrose</dc:creator>
				<category><![CDATA[First Time Home Buyer Loans]]></category>
		<category><![CDATA[Home Loan Tips]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=961</guid>
		<description><![CDATA[Buying a house and qualifying for a purchase loan can be a nervous time for first time home buyers, but if you prepare yourself it is possible to have a pleasant experience. Home prices have fallen considerably and home loan interest rates remain at record lows, so the timing could not be better.  The fact [...]]]></description>
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		<title>2012 FHA Loan Limits</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2011/09/2012-fha-loan-limits/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2011/09/2012-fha-loan-limits/#comments</comments>
		<pubDate>Fri, 30 Sep 2011 19:55:41 +0000</pubDate>
		<dc:creator>Nationwide Lender</dc:creator>
				<category><![CDATA[FHA News]]></category>
		<category><![CDATA[Mortgage News that Matters]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=957</guid>
		<description><![CDATA[Today, HUD is commencing with the new 2012 FHA loan limit changes. Many lending and housing executives are concerned that the reduced FHA mortgage limits will have an adverse effect for borrowers in high cost regions like California, Connecticut, Colorado, Florida, Maryland, Massachusetts New Jersey, New York and Virginia. There is now doubt this will [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Secrets to Refinancing a High Rate 2nd Mortgage</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2011/08/refinancing-high-rate-2nd-mortgage/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2011/08/refinancing-high-rate-2nd-mortgage/#comments</comments>
		<pubDate>Sat, 27 Aug 2011 08:33:31 +0000</pubDate>
		<dc:creator>Nationwide Lender</dc:creator>
				<category><![CDATA[home equity]]></category>
		<category><![CDATA[Second Mortgage Articles]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=947</guid>
		<description><![CDATA[If you have a first and second mortgage, you may be thinking about savinf some money by reducing the intererate rate from 2nd mortgage refinancing.  It just makes sense to refinance 2nd mortgages that have a high interest rate.  With rates at record lows, there is no reason to take a risk keeping an equity [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Should I Take Money Out By Refinancing My Home?</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2011/08/should-i-take-money-out-by-refinancing-my-home/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2011/08/should-i-take-money-out-by-refinancing-my-home/#comments</comments>
		<pubDate>Thu, 18 Aug 2011 22:54:11 +0000</pubDate>
		<dc:creator>Nationwide Lender</dc:creator>
				<category><![CDATA[Cash Out Refinancing]]></category>
		<category><![CDATA[Second Mortgage Articles]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=941</guid>
		<description><![CDATA[In the end, only you can answer that question. However, there are some situations when cash refinancing makes sense. Some people have a second mortgage or a HELOC that has a higher interest rate. You can take money of refinancing your primary mortgage and pay off that second mortgage or HELOC. You will get lower [...]]]></description>
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		<title>Should I Get a Fixed Rate 30-Year Mortgage?</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2011/08/should-i-get-a-fixed-rate-30-year-mortgage/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2011/08/should-i-get-a-fixed-rate-30-year-mortgage/#comments</comments>
		<pubDate>Thu, 18 Aug 2011 22:47:29 +0000</pubDate>
		<dc:creator>Nationwide Lender</dc:creator>
				<category><![CDATA[Featured Mortgage Articles]]></category>
		<category><![CDATA[Mortgage Rate Articles]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=937</guid>
		<description><![CDATA[What are the advantages of 30-year mortgage rates? Many new home buyers like the lower starting interest rates available on adjustable rate mortgages. They see these hybrid ARMs as a big advantage, because the rates are fixed for a period of years before resetting to a variable interest rate. It allows them to qualify for [...]]]></description>
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