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	<title>Nationwide Mortgage Lender &#187; Mortgage News that Matters</title>
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	<itunes:author>Nationwide Mortgage Lender</itunes:author>
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		<item>
		<title>Sluggish Housing Continues with Underwater Mortgages</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2011/11/underwater-mortgages/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2011/11/underwater-mortgages/#comments</comments>
		<pubDate>Tue, 29 Nov 2011 23:38:30 +0000</pubDate>
		<dc:creator>Dan Ambrose</dc:creator>
				<category><![CDATA[Home Affordable Refinance]]></category>
		<category><![CDATA[Mortgage News that Matters]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=975</guid>
		<description><![CDATA[The discussion of homeowners who are stuck with underwater mortgages is an important one because in the past people who own real estate typically spend more money. With our economy on the brink of a double-dip recession, many economists are keeping a close eye on the housing sector and the quarterly data as it is [...]]]></description>
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		<item>
		<title>2012 FHA Loan Limits</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2011/09/2012-fha-loan-limits/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2011/09/2012-fha-loan-limits/#comments</comments>
		<pubDate>Fri, 30 Sep 2011 19:55:41 +0000</pubDate>
		<dc:creator>Nationwide Lender</dc:creator>
				<category><![CDATA[FHA News]]></category>
		<category><![CDATA[Mortgage News that Matters]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=957</guid>
		<description><![CDATA[Today, HUD is commencing with the new 2012 FHA loan limit changes. Many lending and housing executives are concerned that the reduced FHA mortgage limits will have an adverse effect for borrowers in high cost regions like California, Connecticut, Colorado, Florida, Maryland, Massachusetts New Jersey, New York and Virginia. There is now doubt this will [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>FHA Mortgage for Second Chance Loans</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2011/02/fha-mortgage-for-second-chance-loans/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2011/02/fha-mortgage-for-second-chance-loans/#comments</comments>
		<pubDate>Mon, 07 Feb 2011 23:50:58 +0000</pubDate>
		<dc:creator>Nationwide Lender</dc:creator>
				<category><![CDATA[FHA Mortgage Lending]]></category>
		<category><![CDATA[Mortgage News that Matters]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=659</guid>
		<description><![CDATA[Let’s be honest&#8212; There are many borrowers with less than perfect credit who need a second chance loan with FHA that enables them to buy or refinance at a low affordable interest rate. Many applicants have been rejected recently from FHA mortgage programs because their credit score is too low for the new lending guidelines [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<item>
		<title>Getting Approved for Mortgage Refinancing Is Challenging</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2010/08/getting-approved-for-mortgage-refinancing/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2010/08/getting-approved-for-mortgage-refinancing/#comments</comments>
		<pubDate>Thu, 26 Aug 2010 16:39:58 +0000</pubDate>
		<dc:creator>Nationwide Lender</dc:creator>
				<category><![CDATA[Mortgage News that Matters]]></category>
		<category><![CDATA[Mortgage Refinance Tips]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=369</guid>
		<description><![CDATA[2010 may be remembered as the year for the lowest mortgage rates that hardly anyone qualified for.  If you meet the lending guidelines, then this may be the best mortgage refinancing time.  Unfortunately, with high unemployment and tighter lending requirements, a vast majority of homeowners are unable to qualify for a refinance loan.  The Federal [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Refinancing Your Mortgage in this Economy</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2010/08/refinancing-your-mortgage/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2010/08/refinancing-your-mortgage/#comments</comments>
		<pubDate>Wed, 18 Aug 2010 18:56:45 +0000</pubDate>
		<dc:creator>mortgageman</dc:creator>
				<category><![CDATA[Home Refinancing News]]></category>
		<category><![CDATA[Mortgage News that Matters]]></category>
		<category><![CDATA[Mortgage Refinance Tips]]></category>
		<category><![CDATA[mortgage loan refinancing]]></category>
		<category><![CDATA[mortgage refinancing with bad credit]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=363</guid>
		<description><![CDATA[When rates are at record lows, refinancing your mortgage is likely a wise decision.  The process for mortgage loan refinancing has been automated in recent years, however meeting the refinance guidelines has proved to be challenging for most homeowners in 2010.  Do you qualify for the best mortgage refinance programs?  Does your current mortgage have [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Relief for Refinancing with Short Refinance and Emergency Homeowner Loan Programs</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2010/08/relief-for-refinancing-with-short-refinance-loan-programs/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2010/08/relief-for-refinancing-with-short-refinance-loan-programs/#comments</comments>
		<pubDate>Sat, 14 Aug 2010 07:06:39 +0000</pubDate>
		<dc:creator>Nationwide Lender</dc:creator>
				<category><![CDATA[Emergency Homeowner Loan Program]]></category>
		<category><![CDATA[Featured Mortgage Articles]]></category>
		<category><![CDATA[FHA Guidelines]]></category>
		<category><![CDATA[FHA refinance]]></category>
		<category><![CDATA[Government Mortgage Tips]]></category>
		<category><![CDATA[Home Affordable Refinance]]></category>
		<category><![CDATA[Home Refinancing News]]></category>
		<category><![CDATA[Mortgage News that Matters]]></category>
		<category><![CDATA[mortgage refinancing to 125%]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=354</guid>
		<description><![CDATA[Home loan relief is becoming more controversial as the Obama administration continues to make moves to forgive mortgage debt with short refinancing initiatives that will write-down home loans for homeowners that find themselves stuck with underwater mortgages.  Republicans and Democrats alike are complaining that Obama is trying to buy votes with debt forgiveness.  With home [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA Mortgage Refinance Solutions</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2010/07/fha-mortgage-refinance-solutions/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2010/07/fha-mortgage-refinance-solutions/#comments</comments>
		<pubDate>Sat, 10 Jul 2010 04:34:07 +0000</pubDate>
		<dc:creator>Nationwide Lender</dc:creator>
				<category><![CDATA[FHA Guidelines]]></category>
		<category><![CDATA[FHA lenders]]></category>
		<category><![CDATA[FHA Mortgage Lending]]></category>
		<category><![CDATA[FHA News]]></category>
		<category><![CDATA[Home Refinancing News]]></category>
		<category><![CDATA[Mortgage News that Matters]]></category>
		<category><![CDATA[Mortgage Refinance Tips]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=219</guid>
		<description><![CDATA[Mortgage interest rates have dropped to record lows for three weeks in a row.  Unfortunately the benefits of low home loan rates are not able to be realized by a high percentage of homeowners because they do not meet the current mortgage refinance requirements.  For the most part, today borrowers need higher credit scores and [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Wells Fargo Layoffs Will Affect the Mortgage Loan Industry</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2010/07/how-wells-fargo-layoffs-will-affect-the-mortgage-loan-industry/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2010/07/how-wells-fargo-layoffs-will-affect-the-mortgage-loan-industry/#comments</comments>
		<pubDate>Thu, 08 Jul 2010 16:07:43 +0000</pubDate>
		<dc:creator>Bryan Dornan</dc:creator>
				<category><![CDATA[Editorials]]></category>
		<category><![CDATA[Featured Mortgage Articles]]></category>
		<category><![CDATA[Financial News]]></category>
		<category><![CDATA[Mortgage News that Matters]]></category>
		<category><![CDATA[Subprime Mortgage Lending]]></category>
		<category><![CDATA[subprime loans]]></category>
		<category><![CDATA[Wachovia]]></category>
		<category><![CDATA[Wells Fargo Home Mortgage]]></category>
		<category><![CDATA[World Savings]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=216</guid>
		<description><![CDATA[When Wells Fargo Home Mortgage announced they were eliminating almost 4,000 jobs in their home finance division, I started to wonder ---- How could this happen to them?  Wells Fargo is a conservative mortgage lender that never sold risky mortgage products like Option ARM’s, No Income No Asset home loans, 125% home equity loans, etc. ]]></description>
		<wfw:commentRss>http://www.bdnationwidemortgage.com/blog/index.php/2010/07/how-wells-fargo-layoffs-will-affect-the-mortgage-loan-industry/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Top 5 Mortgage Refinance Loans in 2010</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2010/07/top-5-mortgage-refinance-loans-in-2010/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2010/07/top-5-mortgage-refinance-loans-in-2010/#comments</comments>
		<pubDate>Tue, 06 Jul 2010 17:33:41 +0000</pubDate>
		<dc:creator>Bryan Dornan</dc:creator>
				<category><![CDATA[Featured Mortgage Articles]]></category>
		<category><![CDATA[FHA News]]></category>
		<category><![CDATA[Home Refinancing News]]></category>
		<category><![CDATA[Loan Article]]></category>
		<category><![CDATA[Mortgage News that Matters]]></category>
		<category><![CDATA[Mortgage Refinance Tips]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=208</guid>
		<description><![CDATA[Al Pereida, the branch manager for iServe Lending in Irvine, California said, “Homeowners should not pass up these opportunities to lock in fixed rate mortgages below 5%.”
]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>30-Year Fixed Rate Home Loans and 5-year ARMs Fall to Record Low</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2010/06/30-year-fixed-rate-home-loans-and-5-year-arms-fall-to-record-low/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2010/06/30-year-fixed-rate-home-loans-and-5-year-arms-fall-to-record-low/#comments</comments>
		<pubDate>Thu, 24 Jun 2010 21:41:14 +0000</pubDate>
		<dc:creator>Nationwide Lender</dc:creator>
				<category><![CDATA[FHA Mortgage Lending]]></category>
		<category><![CDATA[Financial News]]></category>
		<category><![CDATA[First Time Home Buyers]]></category>
		<category><![CDATA[Home Refinancing News]]></category>
		<category><![CDATA[Mortgage News that Matters]]></category>
		<category><![CDATA[Mortgage Rate Articles]]></category>
		<category><![CDATA[No Cost Mortgage]]></category>
		<category><![CDATA[30-year fixed rate mortgage]]></category>
		<category><![CDATA[conforming mortgage rates]]></category>
		<category><![CDATA[FHA mortgage lenders]]></category>
		<category><![CDATA[Fifteen-year fixed rate mortgage]]></category>
		<category><![CDATA[fixed rate 30-year home loans]]></category>
		<category><![CDATA[VA Streamline]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=187</guid>
		<description><![CDATA[Interest rates on fixed rate 30-year home loans for refinance or purchase officially hit record lows today! On Thursday, Freddie Mac released their report that also indicated the 5-year adjustable-rate mortgage dropped to record lows this week acccording to the survey of conforming mortgage rates.   The 30-year fixed rate mortgage reported averages of 4.69% for the week [...]]]></description>
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		<slash:comments>1</slash:comments>
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