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	<title>Nationwide Mortgage Lender &#187; Loan Article</title>
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	<itunes:author>Nationwide Mortgage Lender</itunes:author>
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		<title>11 Steps to Help the Housing Market Rebound in 2012</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2011/08/10-steps-to-help-the-housing-market-rebound-in-2012/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2011/08/10-steps-to-help-the-housing-market-rebound-in-2012/#comments</comments>
		<pubDate>Wed, 10 Aug 2011 20:28:13 +0000</pubDate>
		<dc:creator>Bryan Dornan</dc:creator>
				<category><![CDATA[Featured Mortgage Articles]]></category>
		<category><![CDATA[Loan Article]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=919</guid>
		<description><![CDATA[It’s no secret that the housing sector is struggling.  Low fixed rates and aggressive mortgage relief from the government has not put an end to the U.S. housing crisis. Yesterday, the Federal Reserve committed to keeping the key rates at nearly zero for another two years.  In an effort to keep borrowing attractive, the Fed [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>Top 5 Mortgage Refinance Loans in 2010</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2010/07/top-5-mortgage-refinance-loans-in-2010/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2010/07/top-5-mortgage-refinance-loans-in-2010/#comments</comments>
		<pubDate>Tue, 06 Jul 2010 17:33:41 +0000</pubDate>
		<dc:creator>Bryan Dornan</dc:creator>
				<category><![CDATA[Featured Mortgage Articles]]></category>
		<category><![CDATA[FHA News]]></category>
		<category><![CDATA[Home Refinancing News]]></category>
		<category><![CDATA[Loan Article]]></category>
		<category><![CDATA[Mortgage News that Matters]]></category>
		<category><![CDATA[Mortgage Refinance Tips]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=208</guid>
		<description><![CDATA[Al Pereida, the branch manager for iServe Lending in Irvine, California said, “Homeowners should not pass up these opportunities to lock in fixed rate mortgages below 5%.”
]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Will Mortgage Refinance Rates Improve?</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2010/06/will-mortgage-refinance-rates-improve/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2010/06/will-mortgage-refinance-rates-improve/#comments</comments>
		<pubDate>Tue, 15 Jun 2010 13:42:56 +0000</pubDate>
		<dc:creator>mortgageman</dc:creator>
				<category><![CDATA[Featured Mortgage Articles]]></category>
		<category><![CDATA[FHA Mortgage Lending]]></category>
		<category><![CDATA[FHA refinance]]></category>
		<category><![CDATA[home refinancing]]></category>
		<category><![CDATA[Letter to the Lender]]></category>
		<category><![CDATA[Loan Article]]></category>
		<category><![CDATA[Mortgage Refinance Tips]]></category>
		<category><![CDATA[No Cost Mortgage]]></category>
		<category><![CDATA[refinance rates]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=183</guid>
		<description><![CDATA[Letter to the Lender: We were recently shopping for a home refinance loan online and we received a handful of mortgage quotes.  Obviously we want the lowest mortgage refinance rates possible.  We also want a fixed interest rate on a 30-year term and if we can qualify for a no cost refinance mortgage that would be [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>No Cost Mortgage Refinancing</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2010/05/no-cost-mortgage-refinancing/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2010/05/no-cost-mortgage-refinancing/#comments</comments>
		<pubDate>Tue, 18 May 2010 12:51:04 +0000</pubDate>
		<dc:creator>Nationwide Lender</dc:creator>
				<category><![CDATA[Featured Mortgage Articles]]></category>
		<category><![CDATA[FHA Mortgage Lending]]></category>
		<category><![CDATA[Home Refinancing News]]></category>
		<category><![CDATA[Loan Article]]></category>
		<category><![CDATA[No Cost Mortgage]]></category>
		<category><![CDATA[VA home loans]]></category>
		<category><![CDATA[no cost refinancing]]></category>
		<category><![CDATA[no income mortgage]]></category>
		<category><![CDATA[no point refinancing]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=153</guid>
		<description><![CDATA[If you have good credit, home equity and your interest rate is above 5%, chances are that you will benefit from no cost refinancing.  Qualifying for a no cost mortgage is not as easy as it was a few years ago.  For conforming, FHA and VA home loans you will need to document your income if [...]]]></description>
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		<slash:comments>6</slash:comments>
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		<title>Mortgage Loan Applications Surge</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2010/05/mortgage-loan-applications-surge/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2010/05/mortgage-loan-applications-surge/#comments</comments>
		<pubDate>Thu, 06 May 2010 02:46:23 +0000</pubDate>
		<dc:creator>Nationwide Lender</dc:creator>
				<category><![CDATA[FHA News]]></category>
		<category><![CDATA[Financial News]]></category>
		<category><![CDATA[Home Buyer Tax Credit]]></category>
		<category><![CDATA[Home Refinancing News]]></category>
		<category><![CDATA[Loan Article]]></category>
		<category><![CDATA[Mortgage News that Matters]]></category>
		<category><![CDATA[no cost mortgage refinancing]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=150</guid>
		<description><![CDATA[According to the Mortgage Bankers Association, the demand for mortgage loans increased to a seven-month high last week as consumers rushed to get federal homebuyer tax credits that ended April 30th.  Home loan applications jumped 13% in the week ended April 30th to the highest level since early October, overshadowing a 2.1% drop in home refinancing demand.  Total [...]]]></description>
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		<slash:comments>4</slash:comments>
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		<item>
		<title>FHA Premium Rising for Bad Credit Mortgage Loans</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2010/01/fha-premium-rising-for-bad-credit-mortgage-loans/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2010/01/fha-premium-rising-for-bad-credit-mortgage-loans/#comments</comments>
		<pubDate>Sat, 23 Jan 2010 00:30:54 +0000</pubDate>
		<dc:creator>Nationwide Lender</dc:creator>
				<category><![CDATA[FHA Guidelines]]></category>
		<category><![CDATA[FHA lenders]]></category>
		<category><![CDATA[FHA Mortgage Lending]]></category>
		<category><![CDATA[Financial News]]></category>
		<category><![CDATA[Loan Article]]></category>
		<category><![CDATA[Mortgage News that Matters]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=121</guid>
		<description><![CDATA[FHA loan programs may see changes in 2010.  The HUD is seeking White House approval to increase the upfront mortgage insurance premium charged by the Federal Housing Administration to borrowers. FHA officials announced more changes, including tighter underwriting standards for refinance mortgages and new home loans. If approved by the White House, FHA mortgage loans [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Which Mortgage Refinance Loan is the Best for You?</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2010/01/which-mortgage-refinance-loan-is-the-best-for-you/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2010/01/which-mortgage-refinance-loan-is-the-best-for-you/#comments</comments>
		<pubDate>Tue, 05 Jan 2010 23:03:02 +0000</pubDate>
		<dc:creator>Nationwide Lender</dc:creator>
				<category><![CDATA[Featured Mortgage Articles]]></category>
		<category><![CDATA[FHA Mortgage Lending]]></category>
		<category><![CDATA[FHA refinance]]></category>
		<category><![CDATA[FHA streamline]]></category>
		<category><![CDATA[home refinancing]]></category>
		<category><![CDATA[Home Refinancing News]]></category>
		<category><![CDATA[Loan Article]]></category>
		<category><![CDATA[Mortgage News that Matters]]></category>
		<category><![CDATA[Mortgage Refinance Tips]]></category>
		<category><![CDATA[VA home loans]]></category>
		<category><![CDATA[VA Mortgage]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=119</guid>
		<description><![CDATA[There are many important determining factors in choosing the best refinance loan for you and your family.  The first question you need to ask yourself is which refinance programs do you qualify for.  The second question to consider&#8230;What is the purpose for refinancing the home loan? What are the various options for refinance loan programs? [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Refinancing Second Mortgage Loans</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2009/12/refinancing-second-mortgage-loans/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2009/12/refinancing-second-mortgage-loans/#comments</comments>
		<pubDate>Mon, 28 Dec 2009 03:23:45 +0000</pubDate>
		<dc:creator>Nationwide Lender</dc:creator>
				<category><![CDATA[Featured Mortgage Articles]]></category>
		<category><![CDATA[FHA Mortgage Lending]]></category>
		<category><![CDATA[Loan Article]]></category>
		<category><![CDATA[Mortgage Refinance Tips]]></category>
		<category><![CDATA[Second Mortgage Articles]]></category>
		<category><![CDATA[2nd mortgages]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=115</guid>
		<description><![CDATA[If you took out an equity line or second mortgage in the last five years, we recommend you refinance it while rates are so low.   Home equity loans and HELOCs were pretty easy to get  a few years ago, but with the credit crunch and subprime mortgage melt-down, 2nd mortgages have become tough to obtain [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Refinancing Adjustable Rate Home Equity Lines with a Fixed Rate Mortgage</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2009/10/refinancing-adjustable-rate-home-equity-lines-with-a-fixed-rate-mortgage/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2009/10/refinancing-adjustable-rate-home-equity-lines-with-a-fixed-rate-mortgage/#comments</comments>
		<pubDate>Tue, 06 Oct 2009 07:17:03 +0000</pubDate>
		<dc:creator>Nationwide Lender</dc:creator>
				<category><![CDATA[Featured Mortgage Articles]]></category>
		<category><![CDATA[FHA Mortgage Lending]]></category>
		<category><![CDATA[home equity]]></category>
		<category><![CDATA[Home Refinancing News]]></category>
		<category><![CDATA[Loan Article]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=92</guid>
		<description><![CDATA[At the end of the mortgage day, we know that one way or another, your variable rate home equity line of credit is getting refinanced. For a few years, every time the Federal Reserve sneezed the interest rates tied to the Prime Rate would go up. Your fun loving home equity line of credit rates increased almost 4% between 2006 [...]]]></description>
		<wfw:commentRss>http://www.bdnationwidemortgage.com/blog/index.php/2009/10/refinancing-adjustable-rate-home-equity-lines-with-a-fixed-rate-mortgage/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Mortgage Loan-Modification Plan Revised for Home Equity Loan Relief</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2009/09/mortgage-loan-modification-plan-revised-for-home-equity-loan-relief/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2009/09/mortgage-loan-modification-plan-revised-for-home-equity-loan-relief/#comments</comments>
		<pubDate>Tue, 01 Sep 2009 11:09:14 +0000</pubDate>
		<dc:creator>Nationwide Lender</dc:creator>
				<category><![CDATA[Foreclosure Prevention]]></category>
		<category><![CDATA[home equity]]></category>
		<category><![CDATA[Home Refinancing News]]></category>
		<category><![CDATA[HOPE for Homeowners]]></category>
		<category><![CDATA[Loan Article]]></category>
		<category><![CDATA[Mortgage Loan Modifications]]></category>
		<category><![CDATA[Mortgage News that Matters]]></category>
		<category><![CDATA[Mortgage Refinance Tips]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=74</guid>
		<description><![CDATA[Many mortgage servicing companies have refused to modify second mortgages and many homeowners have defaulted on their home equity line of credit because their variable rate payments rose beyond their affordability. In a recent article Ruth Simon considers the implications for a new loan modification designed for second mortgage loans.  The Obama administration announced new home [...]]]></description>
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		<slash:comments>1</slash:comments>
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