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	<title>Nationwide Mortgage Lender &#187; home equity</title>
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	<itunes:author>Nationwide Mortgage Lender</itunes:author>
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		<title>Nationwide Mortgage Lender &#187; home equity</title>
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		<title>Secrets to Refinancing a High Rate 2nd Mortgage</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2011/08/refinancing-high-rate-2nd-mortgage/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2011/08/refinancing-high-rate-2nd-mortgage/#comments</comments>
		<pubDate>Sat, 27 Aug 2011 08:33:31 +0000</pubDate>
		<dc:creator>Nationwide Lender</dc:creator>
				<category><![CDATA[home equity]]></category>
		<category><![CDATA[Second Mortgage Articles]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=947</guid>
		<description><![CDATA[If you have a first and second mortgage, you may be thinking about savinf some money by reducing the intererate rate from 2nd mortgage refinancing.  It just makes sense to refinance 2nd mortgages that have a high interest rate.  With rates at record lows, there is no reason to take a risk keeping an equity [...]]]></description>
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		<title>A Home Improvement Loan May Help Increase Equity</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2011/05/a-home-improvement-loan-may-help-increase-equity/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2011/05/a-home-improvement-loan-may-help-increase-equity/#comments</comments>
		<pubDate>Mon, 02 May 2011 18:30:28 +0000</pubDate>
		<dc:creator>Nationwide Lender</dc:creator>
				<category><![CDATA[home equity]]></category>
		<category><![CDATA[Second Mortgage Articles]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=845</guid>
		<description><![CDATA[Although the economy is slow and everyone is tightening their belts to save money, now is probably a good time to get a home improvement loan so you can increase the value of your home with needed repairs and updates. With the construction industry competing fiercely for work all around the country, you could end [...]]]></description>
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		<title>How to Refinance a Home Equity Line of Credit</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2011/04/how-to-refinance-a-home-equity-line-of-credit/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2011/04/how-to-refinance-a-home-equity-line-of-credit/#comments</comments>
		<pubDate>Wed, 06 Apr 2011 20:09:33 +0000</pubDate>
		<dc:creator>Nationwide Lender</dc:creator>
				<category><![CDATA[home equity]]></category>
		<category><![CDATA[Home Refinancing News]]></category>
		<category><![CDATA[Second Mortgage Articles]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=803</guid>
		<description><![CDATA[It wasn’t too long ago that homeowners were taking out home equity credit lines, using their house like an ATM machine to access cash.  Americans utilized home equity loans and credit lines to consolidate debt, finance home remodeling and some people even financed extended vacations.  Homeowners did not need any equity in their home and [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Tips for a Home Equity Loan Refinance</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2011/01/tips-for-a-home-equity-loan-refinance/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2011/01/tips-for-a-home-equity-loan-refinance/#comments</comments>
		<pubDate>Wed, 12 Jan 2011 18:49:03 +0000</pubDate>
		<dc:creator>Nationwide Lender</dc:creator>
				<category><![CDATA[Cash Out Refinancing]]></category>
		<category><![CDATA[home equity]]></category>
		<category><![CDATA[Home Loan Tips]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=567</guid>
		<description><![CDATA[Many homeowners have learned the hard way that a home equity loan refinance can be complicated. Before the subprime mortgage crash in 2006 millions of Americans took out home equity loans between 2000 and 2005.  At the time it was easy to take out a second mortgage.  Most borrowers were able to qualify for an [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>5 Home Equity Loan Refinancing Tips</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2010/08/home-equity-loan-refinancing-tip/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2010/08/home-equity-loan-refinancing-tip/#comments</comments>
		<pubDate>Tue, 03 Aug 2010 15:59:19 +0000</pubDate>
		<dc:creator>Nationwide Lender</dc:creator>
				<category><![CDATA[Featured Mortgage Articles]]></category>
		<category><![CDATA[home equity]]></category>
		<category><![CDATA[Home Loan Tips]]></category>
		<category><![CDATA[home refinancing]]></category>
		<category><![CDATA[Second Mortgage Articles]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=342</guid>
		<description><![CDATA[Many homeowners have accumulated a high rate home equity loan over the years and they need help finding a refinance loan solution.  Home equity loan refinancing was much easier a few years ago, because there was so many second mortgage lenders ready to facilitate the refinance option.  Since the subprime debacle and the housing crisis, [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Cash Out Refinance vs Home Equity Loans</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2010/07/cash-out-refinance-vs-home-equity-loans/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2010/07/cash-out-refinance-vs-home-equity-loans/#comments</comments>
		<pubDate>Wed, 21 Jul 2010 16:47:59 +0000</pubDate>
		<dc:creator>Bryan Dornan</dc:creator>
				<category><![CDATA[Cash Out Refinancing]]></category>
		<category><![CDATA[home equity]]></category>
		<category><![CDATA[home refinancing]]></category>
		<category><![CDATA[Second Mortgage Articles]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=237</guid>
		<description><![CDATA[One of the best benefits of being a homeowner is getting the opportunity to get cash out.  Borrowers can choose from a home equity loan or a cash out refinance loan.  The home equity loan is a second mortgage lien and the cash out refinance is redoing your first mortgage.  If a homeowner already has a [...]]]></description>
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		<slash:comments>3</slash:comments>
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		<title>Is Mortgage Refinancing the Best Way to Consolidate Debt?</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2010/06/is-mortgage-refinancing-the-best-way-to-consolidate-debt/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2010/06/is-mortgage-refinancing-the-best-way-to-consolidate-debt/#comments</comments>
		<pubDate>Tue, 01 Jun 2010 23:59:28 +0000</pubDate>
		<dc:creator>mortgageman</dc:creator>
				<category><![CDATA[Debt Consolidation Articles]]></category>
		<category><![CDATA[Debt Refinancing]]></category>
		<category><![CDATA[Featured Mortgage Articles]]></category>
		<category><![CDATA[home equity]]></category>
		<category><![CDATA[home refinancing]]></category>
		<category><![CDATA[Home Refinancing News]]></category>
		<category><![CDATA[Mortgage News that Matters]]></category>
		<category><![CDATA[second mortgage]]></category>
		<category><![CDATA[Second Mortgage Articles]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=161</guid>
		<description><![CDATA[Homeowners seem to have the ability to accumulate more debt than non-homeowners.  Maybe it’s because typically their housing expenses are greater than non-homeowners or maybe it’s because homeowners have been leveraging the debt with tax deductible mortgage refinancing for the last few decades.  Credit card debt is the most common debt that homeowner look to [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Refinancing Adjustable Rate Home Equity Lines with a Fixed Rate Mortgage</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2009/10/refinancing-adjustable-rate-home-equity-lines-with-a-fixed-rate-mortgage/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2009/10/refinancing-adjustable-rate-home-equity-lines-with-a-fixed-rate-mortgage/#comments</comments>
		<pubDate>Tue, 06 Oct 2009 07:17:03 +0000</pubDate>
		<dc:creator>Nationwide Lender</dc:creator>
				<category><![CDATA[Featured Mortgage Articles]]></category>
		<category><![CDATA[FHA Mortgage Lending]]></category>
		<category><![CDATA[home equity]]></category>
		<category><![CDATA[Home Refinancing News]]></category>
		<category><![CDATA[Loan Article]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=92</guid>
		<description><![CDATA[At the end of the mortgage day, we know that one way or another, your variable rate home equity line of credit is getting refinanced. For a few years, every time the Federal Reserve sneezed the interest rates tied to the Prime Rate would go up. Your fun loving home equity line of credit rates increased almost 4% between 2006 [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>Mortgage Loan-Modification Plan Revised for Home Equity Loan Relief</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2009/09/mortgage-loan-modification-plan-revised-for-home-equity-loan-relief/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2009/09/mortgage-loan-modification-plan-revised-for-home-equity-loan-relief/#comments</comments>
		<pubDate>Tue, 01 Sep 2009 11:09:14 +0000</pubDate>
		<dc:creator>Nationwide Lender</dc:creator>
				<category><![CDATA[Foreclosure Prevention]]></category>
		<category><![CDATA[home equity]]></category>
		<category><![CDATA[Home Refinancing News]]></category>
		<category><![CDATA[HOPE for Homeowners]]></category>
		<category><![CDATA[Loan Article]]></category>
		<category><![CDATA[Mortgage Loan Modifications]]></category>
		<category><![CDATA[Mortgage News that Matters]]></category>
		<category><![CDATA[Mortgage Refinance Tips]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=74</guid>
		<description><![CDATA[Many mortgage servicing companies have refused to modify second mortgages and many homeowners have defaulted on their home equity line of credit because their variable rate payments rose beyond their affordability. In a recent article Ruth Simon considers the implications for a new loan modification designed for second mortgage loans.  The Obama administration announced new home [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Conventional &amp; FHA Mortgage Rates Drop</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2009/05/conventional-fha-mortgage-rates-drop/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2009/05/conventional-fha-mortgage-rates-drop/#comments</comments>
		<pubDate>Mon, 18 May 2009 18:52:09 +0000</pubDate>
		<dc:creator>Nationwide Lender</dc:creator>
				<category><![CDATA[FHA Mortgage Lending]]></category>
		<category><![CDATA[Financial News]]></category>
		<category><![CDATA[home equity]]></category>
		<category><![CDATA[Mortgage Loan Modifications]]></category>
		<category><![CDATA[Mortgage News that Matters]]></category>
		<category><![CDATA[30-year mortgage rates]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[fha home loans]]></category>
		<category><![CDATA[jumbo mortgage rates]]></category>
		<category><![CDATA[mortgage loan modification]]></category>
		<category><![CDATA[mortgage loans]]></category>
		<category><![CDATA[refinance]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=60</guid>
		<description><![CDATA[Mortgage loans look good as interest rates dropped again this morning, after the stock markets were lower on Friday. We expect mortgage rates to rise slightly on Tuesday as the financial markets continue to recover on Monday.  Mortgage loans continue to be attractive with rates still available at extremely favorable terms right now with A-paper and [...]]]></description>
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		<slash:comments>1</slash:comments>
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