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	<title>Nationwide Mortgage Lender &#187; First Time Home Buyer Loans</title>
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	<itunes:author>Nationwide Mortgage Lender</itunes:author>
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		<title>7 Tips for a First Time Home Buyer Loan</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2011/10/7-tips-for-a-first-time-home-buyer-loan/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2011/10/7-tips-for-a-first-time-home-buyer-loan/#comments</comments>
		<pubDate>Thu, 06 Oct 2011 22:23:33 +0000</pubDate>
		<dc:creator>Dan Ambrose</dc:creator>
				<category><![CDATA[First Time Home Buyer Loans]]></category>
		<category><![CDATA[Home Loan Tips]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=961</guid>
		<description><![CDATA[Buying a house and qualifying for a purchase loan can be a nervous time for first time home buyers, but if you prepare yourself it is possible to have a pleasant experience. Home prices have fallen considerably and home loan interest rates remain at record lows, so the timing could not be better.  The fact [...]]]></description>
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		<title>First Time Home Buyer Loan Options</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2011/03/first-time-home-buyer-loan-options/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2011/03/first-time-home-buyer-loan-options/#comments</comments>
		<pubDate>Sat, 12 Mar 2011 01:01:05 +0000</pubDate>
		<dc:creator>Nationwide Lender</dc:creator>
				<category><![CDATA[First Time Home Buyer Loans]]></category>
		<category><![CDATA[Home Loan Tips]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=758</guid>
		<description><![CDATA[There are a few borrowers who have figured out that there are many benefits with first time homebuyer loans. When you initially become excited at the prospect of buying a home, you may have rose colored glasses on.  As soon as you take those off, however, you will come to realize that had better look into viable [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<item>
		<title>Purchase Mortgage Programs – Four Home Loan Options of Interest</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2011/03/purchase-mortgage-programs/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2011/03/purchase-mortgage-programs/#comments</comments>
		<pubDate>Thu, 10 Mar 2011 22:39:10 +0000</pubDate>
		<dc:creator>Nationwide Lender</dc:creator>
				<category><![CDATA[First Time Home Buyer Loans]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=726</guid>
		<description><![CDATA[Finding the right purchase mortgage can be an overwhelming experience. If you have decided that now is the time to make your first home purchase, you probably have a great deal on your mind.  Instead of trying to save for a very long time, you can benefit from first time home buyer loans to help [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Motivating First Time Homebuyers Beyond Low Mortgage Rates</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2010/08/motivating-first-time-homebuyers-beyond-low-mortgage-rates/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2010/08/motivating-first-time-homebuyers-beyond-low-mortgage-rates/#comments</comments>
		<pubDate>Mon, 02 Aug 2010 17:09:29 +0000</pubDate>
		<dc:creator>Nationwide Lender</dc:creator>
				<category><![CDATA[Editorials]]></category>
		<category><![CDATA[Featured Mortgage Articles]]></category>
		<category><![CDATA[First Time Home Buyer Loans]]></category>
		<category><![CDATA[First Time Home Buyers]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=309</guid>
		<description><![CDATA[First time homebuyers have not been rushing to become homeowners as they have years ago when home mortgage rates had dropped into the 4% range.  The lack of home purchase loan activity has stumped many economists.  Many mortgage insiders are astounded that 4% fixed rates are not enough of a motivation for first time home [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Government Mortgage Help</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2010/07/government-mortgage-help/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2010/07/government-mortgage-help/#comments</comments>
		<pubDate>Tue, 27 Jul 2010 22:55:12 +0000</pubDate>
		<dc:creator>mortgageman</dc:creator>
				<category><![CDATA[FHA Guidelines]]></category>
		<category><![CDATA[FHA Mortgage Lending]]></category>
		<category><![CDATA[First Time Home Buyer Loans]]></category>
		<category><![CDATA[First Time Home Buyers]]></category>
		<category><![CDATA[Government Mortgage Tips]]></category>
		<category><![CDATA[VA Mortgage]]></category>
		<category><![CDATA[Government mortgage help]]></category>
		<category><![CDATA[VA mortgages]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=269</guid>
		<description><![CDATA[Government home financing continues to play a major role in rehabilitating the mortgage industry. In the wake of a severe financial crisis, the Federal Reserve lowered government mortgage rates to record levels.  The two most popular U.S. government mortgage programs over the last seventy years are the VA and FHA loans. VA mortgages are only available to military [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>First Time Home Buyer Loans</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2010/06/first-time-home-buyer-loans/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2010/06/first-time-home-buyer-loans/#comments</comments>
		<pubDate>Tue, 08 Jun 2010 13:29:39 +0000</pubDate>
		<dc:creator>Nationwide Lender</dc:creator>
				<category><![CDATA[FHA Mortgage Lending]]></category>
		<category><![CDATA[First Time Home Buyer Loans]]></category>
		<category><![CDATA[First Time Home Buyers]]></category>
		<category><![CDATA[Home Buyer Tax Credit]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[VA home loans]]></category>
		<category><![CDATA[VA Mortgage]]></category>
		<category><![CDATA[FHA first time home buyer loans]]></category>
		<category><![CDATA[VA loan eligibility]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=123</guid>
		<description><![CDATA[2010 has been a good year for Americans to get a first time home buyer loan for several reasons.  First the silver lining of the housing crisis is that new home buyers were suddenly in a position to purchase a home at a discounted price.  For the most part, 1st time home loans have been more affordable in [...]]]></description>
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		<slash:comments>3</slash:comments>
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		<title>North Carolina Mortgage Rates Decline for FHA Loans</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2009/10/north-carolina-mortgage-rates-decline-for-fha-loans/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2009/10/north-carolina-mortgage-rates-decline-for-fha-loans/#comments</comments>
		<pubDate>Wed, 21 Oct 2009 22:25:22 +0000</pubDate>
		<dc:creator>Nationwide Lender</dc:creator>
				<category><![CDATA[FHA Mortgage Lending]]></category>
		<category><![CDATA[First Time Home Buyer Loans]]></category>
		<category><![CDATA[Mortgage News that Matters]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=96</guid>
		<description><![CDATA[FHA mortgage rates continue to decline across the nation.   Mortgage brokers reported North Carolina mortgage rates and Virginia mortgage rates dropped below 5% on thirty year fixed rate FHA loans. According to, Virginia mortgage broker, Trip Freeman, &#8220;FHA mortgage rates have helped millions of Americans become homeowners with their flexible loans and affordable interest rates,&#8221;  [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Mortgage Refinancing Modifications and Obama Home Loans</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2009/06/mortgage-refinancing-modifications-and-obama-home-loans/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2009/06/mortgage-refinancing-modifications-and-obama-home-loans/#comments</comments>
		<pubDate>Tue, 30 Jun 2009 12:40:25 +0000</pubDate>
		<dc:creator>Nationwide Lender</dc:creator>
				<category><![CDATA[Featured Mortgage Articles]]></category>
		<category><![CDATA[FHA Mortgage Lending]]></category>
		<category><![CDATA[Financial News]]></category>
		<category><![CDATA[First Time Home Buyer Loans]]></category>
		<category><![CDATA[Foreclosure Prevention]]></category>
		<category><![CDATA[Mortgage Loan Modifications]]></category>
		<category><![CDATA[Mortgage News that Matters]]></category>
		<category><![CDATA[Mortgage Refinance Tips]]></category>
		<category><![CDATA[fha mortgage rates]]></category>
		<category><![CDATA[home foreclosures]]></category>
		<category><![CDATA[jumbo mortgage]]></category>
		<category><![CDATA[mortgage interest rates]]></category>
		<category><![CDATA[mortgage loan modification]]></category>
		<category><![CDATA[mortgage refinancing]]></category>
		<category><![CDATA[Obama loans]]></category>
		<category><![CDATA[refinance]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=66</guid>
		<description><![CDATA[Former Ditech executive, Jeff Morris, says “When the average borrower with a jumbo mortgage can qualify to refinance at a competitive interest rate, I’ll know we have turned the corner.”  Morris continued, it’s a mess out there…Many homeowner think that Obama is going to give them 2% fixed rate even if they are 120 days [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Mortgage Financing with a FHA Home Loan</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2009/01/mortgage-financing-with-a-fha-home-loan/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2009/01/mortgage-financing-with-a-fha-home-loan/#comments</comments>
		<pubDate>Tue, 13 Jan 2009 02:33:30 +0000</pubDate>
		<dc:creator>Nationwide Lender</dc:creator>
				<category><![CDATA[Featured Mortgage Articles]]></category>
		<category><![CDATA[FHA Mortgage Lending]]></category>
		<category><![CDATA[First Time Home Buyer Loans]]></category>
		<category><![CDATA[Loan Article]]></category>
		<category><![CDATA[2009 FHA loan limits]]></category>
		<category><![CDATA[FHA home financing]]></category>
		<category><![CDATA[fha mortgage rates]]></category>
		<category><![CDATA[FHA streamline loans]]></category>
		<category><![CDATA[low interest rates]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=41</guid>
		<description><![CDATA[FHA home financing continues to be the most popular first time homebuyer loan, but now FHA has become the loan of choice for experienced borrowers buying new homes as well as homeowners seeking FHA home refinancing.  Most new home buyers like the fact that FHA down-payment requires only 3.5% of the sales price. FHA continues [...]]]></description>
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