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	<title>Nationwide Mortgage Lender &#187; Financial News</title>
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		<title>How Wells Fargo Layoffs Will Affect the Mortgage Loan Industry</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2010/07/how-wells-fargo-layoffs-will-affect-the-mortgage-loan-industry/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2010/07/how-wells-fargo-layoffs-will-affect-the-mortgage-loan-industry/#comments</comments>
		<pubDate>Thu, 08 Jul 2010 16:07:43 +0000</pubDate>
		<dc:creator>Bryan Dornan</dc:creator>
				<category><![CDATA[Editorials]]></category>
		<category><![CDATA[Featured Mortgage Articles]]></category>
		<category><![CDATA[Financial News]]></category>
		<category><![CDATA[Mortgage News that Matters]]></category>
		<category><![CDATA[Subprime Mortgage Lending]]></category>
		<category><![CDATA[subprime loans]]></category>
		<category><![CDATA[Wachovia]]></category>
		<category><![CDATA[Wells Fargo Home Mortgage]]></category>
		<category><![CDATA[World Savings]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=216</guid>
		<description><![CDATA[When Wells Fargo Home Mortgage announced they were eliminating almost 4,000 jobs in their home finance division, I started to wonder ---- How could this happen to them?  Wells Fargo is a conservative mortgage lender that never sold risky mortgage products like Option ARM’s, No Income No Asset home loans, 125% home equity loans, etc. ]]></description>
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		<slash:comments>1</slash:comments>
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		<title>30-Year Fixed Rate Home Loans and 5-year ARMs Fall to Record Low</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2010/06/30-year-fixed-rate-home-loans-and-5-year-arms-fall-to-record-low/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2010/06/30-year-fixed-rate-home-loans-and-5-year-arms-fall-to-record-low/#comments</comments>
		<pubDate>Thu, 24 Jun 2010 21:41:14 +0000</pubDate>
		<dc:creator>Nationwide Lender</dc:creator>
				<category><![CDATA[FHA Mortgage Lending]]></category>
		<category><![CDATA[Financial News]]></category>
		<category><![CDATA[First Time Home Buyers]]></category>
		<category><![CDATA[Home Refinancing News]]></category>
		<category><![CDATA[Mortgage News that Matters]]></category>
		<category><![CDATA[Mortgage Rate Articles]]></category>
		<category><![CDATA[No Cost Mortgage]]></category>
		<category><![CDATA[30-year fixed rate mortgage]]></category>
		<category><![CDATA[conforming mortgage rates]]></category>
		<category><![CDATA[FHA mortgage lenders]]></category>
		<category><![CDATA[Fifteen-year fixed rate mortgage]]></category>
		<category><![CDATA[fixed rate 30-year home loans]]></category>
		<category><![CDATA[VA Streamline]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=187</guid>
		<description><![CDATA[Interest rates on fixed rate 30-year home loans for refinance or purchase officially hit record lows today! On Thursday, Freddie Mac released their report that also indicated the 5-year adjustable-rate mortgage dropped to record lows this week acccording to the survey of conforming mortgage rates.   The 30-year fixed rate mortgage reported averages of 4.69% for the week [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Mortgage Loan Applications Surge</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2010/05/mortgage-loan-applications-surge/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2010/05/mortgage-loan-applications-surge/#comments</comments>
		<pubDate>Thu, 06 May 2010 02:46:23 +0000</pubDate>
		<dc:creator>Nationwide Lender</dc:creator>
				<category><![CDATA[FHA News]]></category>
		<category><![CDATA[Financial News]]></category>
		<category><![CDATA[Home Buyer Tax Credit]]></category>
		<category><![CDATA[Home Refinancing News]]></category>
		<category><![CDATA[Loan Article]]></category>
		<category><![CDATA[Mortgage News that Matters]]></category>
		<category><![CDATA[no cost mortgage refinancing]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=150</guid>
		<description><![CDATA[According to the Mortgage Bankers Association, the demand for mortgage loans increased to a seven-month high last week as consumers rushed to get federal homebuyer tax credits that ended April 30th.  Home loan applications jumped 13% in the week ended April 30th to the highest level since early October, overshadowing a 2.1% drop in home refinancing demand.  Total [...]]]></description>
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		<slash:comments>4</slash:comments>
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		<title>FHA Premium Rising for Bad Credit Mortgage Loans</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2010/01/fha-premium-rising-for-bad-credit-mortgage-loans/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2010/01/fha-premium-rising-for-bad-credit-mortgage-loans/#comments</comments>
		<pubDate>Sat, 23 Jan 2010 00:30:54 +0000</pubDate>
		<dc:creator>Nationwide Lender</dc:creator>
				<category><![CDATA[FHA Guidelines]]></category>
		<category><![CDATA[FHA lenders]]></category>
		<category><![CDATA[FHA Mortgage Lending]]></category>
		<category><![CDATA[Financial News]]></category>
		<category><![CDATA[Loan Article]]></category>
		<category><![CDATA[Mortgage News that Matters]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=121</guid>
		<description><![CDATA[FHA loan programs may see changes in 2010.  The HUD is seeking White House approval to increase the upfront mortgage insurance premium charged by the Federal Housing Administration to borrowers. FHA officials announced more changes, including tighter underwriting standards for refinance mortgages and new home loans. If approved by the White House, FHA mortgage loans [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Mortgage Rates Creeping Up</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2009/12/mortgage-rates-creeping-up/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2009/12/mortgage-rates-creeping-up/#comments</comments>
		<pubDate>Tue, 29 Dec 2009 13:11:34 +0000</pubDate>
		<dc:creator>Nationwide Lender</dc:creator>
				<category><![CDATA[FHA Mortgage Lending]]></category>
		<category><![CDATA[Financial News]]></category>
		<category><![CDATA[Mortgage News that Matters]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=117</guid>
		<description><![CDATA[The 30-year mortgage rates rose above 5% for the first time in a while.  Conventional,  jumbo and FHA mortgage rates rose slightly across the board.  The Treasury department has announced that they will stop buying mortgage backed securities as 2009 winds down.  The Feds will continue to purchase mortgage backed securities until March 31, 2010, [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>California Mortgage Rates Rebounding</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2009/12/california-mortgage-rates-rebounding/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2009/12/california-mortgage-rates-rebounding/#comments</comments>
		<pubDate>Fri, 18 Dec 2009 00:00:00 +0000</pubDate>
		<dc:creator>Nationwide Lender</dc:creator>
				<category><![CDATA[California Mortgage Rates]]></category>
		<category><![CDATA[Featured Mortgage Articles]]></category>
		<category><![CDATA[FHA Mortgage Lending]]></category>
		<category><![CDATA[Financial News]]></category>
		<category><![CDATA[Home Affordable Refinance]]></category>
		<category><![CDATA[Mortgage News that Matters]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=112</guid>
		<description><![CDATA[According to California mortgage lender,  Bryan Dornan, &#8220;Record low rates have made a significant impact on the housing recovery statewide.&#8221;  30-year fixed California mortgage rates have been reported as low as 4.5% for conforming and FHA loans.  Unfortunately for many local residents, California home loans are more difficult to qualify for because stated income and no [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Fed Keeps Mortgage Rates Low</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2009/12/fed-keeps-mortgage-rates-low/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2009/12/fed-keeps-mortgage-rates-low/#comments</comments>
		<pubDate>Wed, 16 Dec 2009 19:59:17 +0000</pubDate>
		<dc:creator>Nationwide Lender</dc:creator>
				<category><![CDATA[Featured Mortgage Articles]]></category>
		<category><![CDATA[Financial News]]></category>
		<category><![CDATA[Home Refinancing News]]></category>
		<category><![CDATA[Mortgage News that Matters]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=108</guid>
		<description><![CDATA[The Fed announced today that they were keeping mortgage rates unchganged.  Refinance loan applications rose respectively due to the demand for distressed homeowners to refinance into a more affordable loan featuring a fixed interest rate.  Conforming and FHA lenders have announced tighter lending guidelines for refinancing and home buying. According to Mortgage Bankers Association, the [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Mortgage Bankers Association Sees Home Refinancing Trend</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2009/12/mortgage-bankers-association-sees-home-refinancing-trend/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2009/12/mortgage-bankers-association-sees-home-refinancing-trend/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 00:50:25 +0000</pubDate>
		<dc:creator>Nationwide Lender</dc:creator>
				<category><![CDATA[Financial News]]></category>
		<category><![CDATA[Home Refinancing News]]></category>
		<category><![CDATA[Mortgage News that Matters]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=106</guid>
		<description><![CDATA[In a recent article, the MBA forecasted mortgage trends for 2010 interest rates, mortgage refinancing activities and more.  According to Mortgage Banker Association’s Weekly Application Survey, thirty-year mortgage loans with fixed rates dropped through November, falling 18 basis points relative to the month prior and ending November at 4.79 %.  Fifteen-year home mortgage rates reached [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA Mortgage Rates Dip</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2009/12/fha-mortgage-rates-dip/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2009/12/fha-mortgage-rates-dip/#comments</comments>
		<pubDate>Tue, 08 Dec 2009 06:23:52 +0000</pubDate>
		<dc:creator>Nationwide Lender</dc:creator>
				<category><![CDATA[FHA Mortgage Lending]]></category>
		<category><![CDATA[Financial News]]></category>
		<category><![CDATA[Home Refinancing News]]></category>
		<category><![CDATA[Mortgage Refinance Tips]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=104</guid>
		<description><![CDATA[After four days of rising home mortgage rates ended today as consumers can now lock 30-year mortgage rates starting at 4.375% today. Conforming and FHA mortgage rates increased 0.25% to .375% last Friday and many borrowers put their refinance loan on hold hoping for rates to come back down. News came from HUD Friday that [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home Affordable Refinance Program and 125 Mortgage</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2009/11/home-affordable-refinance-program-and-125-mortgage/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2009/11/home-affordable-refinance-program-and-125-mortgage/#comments</comments>
		<pubDate>Tue, 03 Nov 2009 02:32:35 +0000</pubDate>
		<dc:creator>Nationwide Lender</dc:creator>
				<category><![CDATA[Editorials]]></category>
		<category><![CDATA[Financial News]]></category>
		<category><![CDATA[Home Affordable Refinance]]></category>
		<category><![CDATA[Home Refinancing News]]></category>
		<category><![CDATA[Mortgage Loan Modifications]]></category>
		<category><![CDATA[Mortgage News that Matters]]></category>
		<category><![CDATA[Mortgage Refinance Tips]]></category>
		<category><![CDATA[125% mortgage]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=98</guid>
		<description><![CDATA[Earlier this year, the government announced several new obama mortgage programs including the Home Affordable Refinance Program that extends refinancing to borrowers with 125 mortgage alternatives.  The Home Affordable Refinance loan enables borrowers to qualify for a 125 refinance that enables homeowners to borrow up to 125% of the properties appraised value. This is not to be confused [...]]]></description>
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		<slash:comments>3</slash:comments>
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