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	<title>Nationwide Mortgage Lender &#187; FHA Mortgage Lending</title>
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	<itunes:author>Nationwide Mortgage Lender</itunes:author>
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		<title>Nationwide Mortgage Lender &#187; FHA Mortgage Lending</title>
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		<item>
		<title>7 Reasons Why FHA Loans Are Cool with First Time Home Buyers</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2011/12/fha-loans-cool-with-first-time-home-buyers/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2011/12/fha-loans-cool-with-first-time-home-buyers/#comments</comments>
		<pubDate>Tue, 06 Dec 2011 19:54:39 +0000</pubDate>
		<dc:creator>Bryan Dornan</dc:creator>
				<category><![CDATA[FHA Mortgage Lending]]></category>
		<category><![CDATA[Home Loan Tips]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=977</guid>
		<description><![CDATA[If you are a first time home buyer considering jumping into the market next year, you will likely consider FHA home loans. Getting approved for home financing has become challenging for most Americans so we decided to explore why FHA has become so popular with first time home buyers.  The Federal Housing Administration was created [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Effects of Higher FHA Mortgage Insurance Premiums</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2011/03/fha-mortgage-insurance-premiums/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2011/03/fha-mortgage-insurance-premiums/#comments</comments>
		<pubDate>Tue, 01 Mar 2011 20:23:01 +0000</pubDate>
		<dc:creator>Nationwide Lender</dc:creator>
				<category><![CDATA[FHA Guidelines]]></category>
		<category><![CDATA[FHA Mortgage Lending]]></category>
		<category><![CDATA[FHA News]]></category>
		<category><![CDATA[FHA refinance]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=695</guid>
		<description><![CDATA[The Federal Housing Administration announced last month that new FHA borrowers will see increased rates for the annual FHA mortgage insurance premium by a quarter of a percentage point .  The FHA mortgage insurance premium will rise to 1.1 or 1.15% the FHA loan amount for fixed 30-year mortgage rates and 0.25 or 0.50 for [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>FHA Mortgage for Second Chance Loans</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2011/02/fha-mortgage-for-second-chance-loans/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2011/02/fha-mortgage-for-second-chance-loans/#comments</comments>
		<pubDate>Mon, 07 Feb 2011 23:50:58 +0000</pubDate>
		<dc:creator>Nationwide Lender</dc:creator>
				<category><![CDATA[FHA Mortgage Lending]]></category>
		<category><![CDATA[Mortgage News that Matters]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=659</guid>
		<description><![CDATA[Let’s be honest&#8212; There are many borrowers with less than perfect credit who need a second chance loan with FHA that enables them to buy or refinance at a low affordable interest rate. Many applicants have been rejected recently from FHA mortgage programs because their credit score is too low for the new lending guidelines [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Comparing Conforming and FHA Refinancing Loans</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2011/01/comparing-conforming-fha-refinancing/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2011/01/comparing-conforming-fha-refinancing/#comments</comments>
		<pubDate>Fri, 28 Jan 2011 16:07:10 +0000</pubDate>
		<dc:creator>Nationwide Lender</dc:creator>
				<category><![CDATA[FHA Mortgage Lending]]></category>
		<category><![CDATA[Mortgage Refinance Tips]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=637</guid>
		<description><![CDATA[Lately we have received a lot of people are asking for advice about whether they should get a conforming refinance or a FHA refinance.  With home loan rates on the rise many homeowners want to make sure that they choose the right refinance loan.  Both the conforming and FHA refinance are good choices but you [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Government Mortgage Help</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2010/07/government-mortgage-help/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2010/07/government-mortgage-help/#comments</comments>
		<pubDate>Tue, 27 Jul 2010 22:55:12 +0000</pubDate>
		<dc:creator>mortgageman</dc:creator>
				<category><![CDATA[FHA Guidelines]]></category>
		<category><![CDATA[FHA Mortgage Lending]]></category>
		<category><![CDATA[First Time Home Buyer Loans]]></category>
		<category><![CDATA[First Time Home Buyers]]></category>
		<category><![CDATA[Government Mortgage Tips]]></category>
		<category><![CDATA[VA Mortgage]]></category>
		<category><![CDATA[Government mortgage help]]></category>
		<category><![CDATA[VA mortgages]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=269</guid>
		<description><![CDATA[Government home financing continues to play a major role in rehabilitating the mortgage industry. In the wake of a severe financial crisis, the Federal Reserve lowered government mortgage rates to record levels.  The two most popular U.S. government mortgage programs over the last seventy years are the VA and FHA loans. VA mortgages are only available to military [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Government Mortgage Solutions with FHA and VA Home Loans</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2010/07/government-mortgage-solutions-with-fha-and-va-home-loans/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2010/07/government-mortgage-solutions-with-fha-and-va-home-loans/#comments</comments>
		<pubDate>Tue, 13 Jul 2010 15:00:52 +0000</pubDate>
		<dc:creator>Nationwide Lender</dc:creator>
				<category><![CDATA[FHA Mortgage Lending]]></category>
		<category><![CDATA[Home Buying]]></category>
		<category><![CDATA[Home Loan Tips]]></category>
		<category><![CDATA[VA home loans]]></category>
		<category><![CDATA[VA Mortgage]]></category>
		<category><![CDATA[FHA home loan]]></category>
		<category><![CDATA[VA mortgage lending]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=222</guid>
		<description><![CDATA[Just a few years ago, conventional home mortgages dominated the mortgage industry for both refinance and purchase transactions. Since the mortgage market crash in 2006, the government products like the FHA home loan and VA mortgage lending have taken a good portion of the market-share. Today borrowers are looking to FHA and VA for fixed [...]]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>FHA Mortgage Refinance Solutions</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2010/07/fha-mortgage-refinance-solutions/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2010/07/fha-mortgage-refinance-solutions/#comments</comments>
		<pubDate>Sat, 10 Jul 2010 04:34:07 +0000</pubDate>
		<dc:creator>Nationwide Lender</dc:creator>
				<category><![CDATA[FHA Guidelines]]></category>
		<category><![CDATA[FHA lenders]]></category>
		<category><![CDATA[FHA Mortgage Lending]]></category>
		<category><![CDATA[FHA News]]></category>
		<category><![CDATA[Home Refinancing News]]></category>
		<category><![CDATA[Mortgage News that Matters]]></category>
		<category><![CDATA[Mortgage Refinance Tips]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=219</guid>
		<description><![CDATA[Mortgage interest rates have dropped to record lows for three weeks in a row.  Unfortunately the benefits of low home loan rates are not able to be realized by a high percentage of homeowners because they do not meet the current mortgage refinance requirements.  For the most part, today borrowers need higher credit scores and [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>30-Year Fixed Rate Home Loans and 5-year ARMs Fall to Record Low</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2010/06/30-year-fixed-rate-home-loans-and-5-year-arms-fall-to-record-low/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2010/06/30-year-fixed-rate-home-loans-and-5-year-arms-fall-to-record-low/#comments</comments>
		<pubDate>Thu, 24 Jun 2010 21:41:14 +0000</pubDate>
		<dc:creator>Nationwide Lender</dc:creator>
				<category><![CDATA[FHA Mortgage Lending]]></category>
		<category><![CDATA[Financial News]]></category>
		<category><![CDATA[First Time Home Buyers]]></category>
		<category><![CDATA[Home Refinancing News]]></category>
		<category><![CDATA[Mortgage News that Matters]]></category>
		<category><![CDATA[Mortgage Rate Articles]]></category>
		<category><![CDATA[No Cost Mortgage]]></category>
		<category><![CDATA[30-year fixed rate mortgage]]></category>
		<category><![CDATA[conforming mortgage rates]]></category>
		<category><![CDATA[FHA mortgage lenders]]></category>
		<category><![CDATA[Fifteen-year fixed rate mortgage]]></category>
		<category><![CDATA[fixed rate 30-year home loans]]></category>
		<category><![CDATA[VA Streamline]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=187</guid>
		<description><![CDATA[Interest rates on fixed rate 30-year home loans for refinance or purchase officially hit record lows today! On Thursday, Freddie Mac released their report that also indicated the 5-year adjustable-rate mortgage dropped to record lows this week acccording to the survey of conforming mortgage rates.   The 30-year fixed rate mortgage reported averages of 4.69% for the week [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Will Mortgage Refinance Rates Improve?</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2010/06/will-mortgage-refinance-rates-improve/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2010/06/will-mortgage-refinance-rates-improve/#comments</comments>
		<pubDate>Tue, 15 Jun 2010 13:42:56 +0000</pubDate>
		<dc:creator>mortgageman</dc:creator>
				<category><![CDATA[Featured Mortgage Articles]]></category>
		<category><![CDATA[FHA Mortgage Lending]]></category>
		<category><![CDATA[FHA refinance]]></category>
		<category><![CDATA[home refinancing]]></category>
		<category><![CDATA[Letter to the Lender]]></category>
		<category><![CDATA[Loan Article]]></category>
		<category><![CDATA[Mortgage Refinance Tips]]></category>
		<category><![CDATA[No Cost Mortgage]]></category>
		<category><![CDATA[refinance rates]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=183</guid>
		<description><![CDATA[Letter to the Lender: We were recently shopping for a home refinance loan online and we received a handful of mortgage quotes.  Obviously we want the lowest mortgage refinance rates possible.  We also want a fixed interest rate on a 30-year term and if we can qualify for a no cost refinance mortgage that would be [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>First Time Home Buyer Loans</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2010/06/first-time-home-buyer-loans/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2010/06/first-time-home-buyer-loans/#comments</comments>
		<pubDate>Tue, 08 Jun 2010 13:29:39 +0000</pubDate>
		<dc:creator>Nationwide Lender</dc:creator>
				<category><![CDATA[FHA Mortgage Lending]]></category>
		<category><![CDATA[First Time Home Buyer Loans]]></category>
		<category><![CDATA[First Time Home Buyers]]></category>
		<category><![CDATA[Home Buyer Tax Credit]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[VA home loans]]></category>
		<category><![CDATA[VA Mortgage]]></category>
		<category><![CDATA[FHA first time home buyer loans]]></category>
		<category><![CDATA[VA loan eligibility]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=123</guid>
		<description><![CDATA[2010 has been a good year for Americans to get a first time home buyer loan for several reasons.  First the silver lining of the housing crisis is that new home buyers were suddenly in a position to purchase a home at a discounted price.  For the most part, 1st time home loans have been more affordable in [...]]]></description>
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		<slash:comments>3</slash:comments>
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