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	<title>Nationwide Mortgage Lender &#187; Bryan Dornan Articles</title>
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		<title>5 Key Factors for Mortgage Refinancing in 2012</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2011/06/5-key-factors-for-mortgage-refinancing-in-2012/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2011/06/5-key-factors-for-mortgage-refinancing-in-2012/#comments</comments>
		<pubDate>Thu, 23 Jun 2011 13:12:23 +0000</pubDate>
		<dc:creator>Bryan Dornan</dc:creator>
				<category><![CDATA[Bryan Dornan Articles]]></category>
		<category><![CDATA[Featured Mortgage Articles]]></category>
		<category><![CDATA[Mortgage Refinance Tips]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=874</guid>
		<description><![CDATA[As millions of homeowners contemplate refinancing their mortgage, it is important to consider potential factors for home refinance loans going forward in 2012. Refinance loans have helped assist homeowners with affordable housing solutions by extending opportunities for increased cash flows and offering cash out options.    1. When will the Federal Reserve begin raising key interest [...]]]></description>
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		<title>The State of the Home Mortgage Market</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2011/01/home-mortgage-market/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2011/01/home-mortgage-market/#comments</comments>
		<pubDate>Wed, 26 Jan 2011 23:56:04 +0000</pubDate>
		<dc:creator>Bryan Dornan</dc:creator>
				<category><![CDATA[Bryan Dornan Articles]]></category>
		<category><![CDATA[Featured Mortgage Articles]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=632</guid>
		<description><![CDATA[After the President gave the State of the Union Address last night, I thought it was only fitting to deliver the &#8220;state of the home mortgage market&#8221; address.  There are a lot of changes looming in the home loan industry in the next few months which is making borrowers reconsider their financial moves.  Home mortgage [...]]]></description>
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		<title>Timing the Lowest Mortgage Rates</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2011/01/lowest-mortgage-rates/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2011/01/lowest-mortgage-rates/#comments</comments>
		<pubDate>Thu, 20 Jan 2011 23:13:30 +0000</pubDate>
		<dc:creator>Bryan Dornan</dc:creator>
				<category><![CDATA[Bryan Dornan Articles]]></category>
		<category><![CDATA[Featured Mortgage Articles]]></category>
		<category><![CDATA[Mortgage Rate Articles]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=602</guid>
		<description><![CDATA[American consumers are notorious for wanting the best deal, so when borrowers tell you they are waiting to get the lowest mortgage rates we should not be surprised. With 30 year fixed rates falling below 4% last month, we may have found the bottom of the mortgage rate graph.  Since then, home loan rates have [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Refinance or Second Mortgage?</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2011/01/refinance-or-second-mortgage/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2011/01/refinance-or-second-mortgage/#comments</comments>
		<pubDate>Wed, 19 Jan 2011 22:45:13 +0000</pubDate>
		<dc:creator>Bryan Dornan</dc:creator>
				<category><![CDATA[Bryan Dornan Articles]]></category>
		<category><![CDATA[Cash Out Refinancing]]></category>
		<category><![CDATA[Second Mortgage Articles]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=595</guid>
		<description><![CDATA[One of the most common questions I get from consumer looking for cash is whether they need a refinance loan or to take out a second mortgage.  Every situation is different, so there is not a simple &#8220;canned answer&#8221; when it comes to cash refinancing.  In order to offer educated advice on a first or [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>3 Benefits of Home Loan Financing</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2011/01/benefits-of-home-loan-financing/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2011/01/benefits-of-home-loan-financing/#comments</comments>
		<pubDate>Tue, 18 Jan 2011 19:02:06 +0000</pubDate>
		<dc:creator>Bryan Dornan</dc:creator>
				<category><![CDATA[Bryan Dornan Articles]]></category>
		<category><![CDATA[Home Buying]]></category>
		<category><![CDATA[Home Loan Tips]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=590</guid>
		<description><![CDATA[In the midst of the housing crisis many pundits have questioned the benefits of homeownership.  We decided to highlight a few of the many benefits of financing a home and becoming a homeowner.  Getting approved for home loan financing can be challenging but it is clearly worth the effort.  Get qualified for mortgage loans does not [...]]]></description>
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		<title>Mortgage Tips to Maximize Home Refinancing and Savings</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2011/01/mortgage-tips-home-refinancing/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2011/01/mortgage-tips-home-refinancing/#comments</comments>
		<pubDate>Fri, 14 Jan 2011 21:37:52 +0000</pubDate>
		<dc:creator>Bryan Dornan</dc:creator>
				<category><![CDATA[Bryan Dornan Articles]]></category>
		<category><![CDATA[Featured Mortgage Articles]]></category>
		<category><![CDATA[Mortgage Refinance Tips]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=580</guid>
		<description><![CDATA[Someone asked me the other day if there was an art to getting the best home loan rates when refinancing.  I don’t know if I would call it an art, but maximizing the opportunity to get the lowest rates while paying the least amount of closing costs is definitely a wise financial move.  Home mortgage [...]]]></description>
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		<title>5 Home Refinancing Tips for 2011</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2011/01/5-home-refinancing-tips-for-2011/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2011/01/5-home-refinancing-tips-for-2011/#comments</comments>
		<pubDate>Mon, 10 Jan 2011 21:36:45 +0000</pubDate>
		<dc:creator>Bryan Dornan</dc:creator>
				<category><![CDATA[Bryan Dornan Articles]]></category>
		<category><![CDATA[Home Refinancing News]]></category>
		<category><![CDATA[Mortgage Refinance Tips]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=555</guid>
		<description><![CDATA[The home refinancing market has been on a roller coaster the last few years, but 2011 could shape up and more borrowers could qualify to refinance than did in the last few years.  I get a lot of emails from homeowners asking me for home refinancing tips so I wanted to make some suggestions.  1. Take advantage [...]]]></description>
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		<item>
		<title>Best Home Refinancing Loans</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2010/09/best-home-refinancing-loans/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2010/09/best-home-refinancing-loans/#comments</comments>
		<pubDate>Wed, 15 Sep 2010 23:56:52 +0000</pubDate>
		<dc:creator>Bryan Dornan</dc:creator>
				<category><![CDATA[Bryan Dornan Articles]]></category>
		<category><![CDATA[Editorials]]></category>
		<category><![CDATA[home refinancing]]></category>
		<category><![CDATA[Mortgage Refinance Tips]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=420</guid>
		<description><![CDATA[I get a lot of emails from homeowners wanting to know what the best home loan programs are at the moment. It is common for most consumers in the U.S. to want the inside scope, but homeowners in particular want the road map to the best mortgage rates for refinancing and home buying.  I uncovered [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>No Income Mortgage Refinance</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2010/09/no-income-mortgage-refinance/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2010/09/no-income-mortgage-refinance/#comments</comments>
		<pubDate>Wed, 01 Sep 2010 23:26:02 +0000</pubDate>
		<dc:creator>Bryan Dornan</dc:creator>
				<category><![CDATA[Bryan Dornan Articles]]></category>
		<category><![CDATA[Featured Mortgage Articles]]></category>
		<category><![CDATA[FHA streamline]]></category>
		<category><![CDATA[VA Streamline]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=390</guid>
		<description><![CDATA[One of the most common questions I get submitted to me on the Natiowide website, is &#8220;How do qualify for a no income mortgage refinance?&#8221;  Stated income, no doc and no income verification loans were all very popular home loans a few years ago.  What started as a convenience mortgage for self-employed borrowers turned into [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>3 Tips for the Best Mortgage Refinancing Experience</title>
		<link>http://www.bdnationwidemortgage.com/blog/index.php/2010/07/3-tips-for-the-best-mortgage-refinancing-experience/</link>
		<comments>http://www.bdnationwidemortgage.com/blog/index.php/2010/07/3-tips-for-the-best-mortgage-refinancing-experience/#comments</comments>
		<pubDate>Tue, 27 Jul 2010 23:23:29 +0000</pubDate>
		<dc:creator>Bryan Dornan</dc:creator>
				<category><![CDATA[Bryan Dornan Articles]]></category>
		<category><![CDATA[Featured Mortgage Articles]]></category>
		<category><![CDATA[Home Loan Tips]]></category>
		<category><![CDATA[Mortgage Refinance Tips]]></category>
		<category><![CDATA[mortgage refinance rate]]></category>
		<category><![CDATA[refinancing guidelines]]></category>

		<guid isPermaLink="false">http://www.bdnationwidemortgage.com/blog/?p=274</guid>
		<description><![CDATA[2010 may be the year best remembered for the best mortgage refinance rates, but to qualify you have might have to jump through some hoops.  In an effort to reduce foreclosures and loan defaults, mortgage refinance lenders have tightened refinancing guidelines for conforming and jumbo loan products.  Everytime you consider refinancing, there is an opportunity [...]]]></description>
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