Preferred Loan Type

Property Type
  Property Value
Credit Rating
  Don't know your credit rating?
Click HERE to find out now!
Free Quote
Oct
21

FHA Home Loans Record Banner Year in 2008

By

Home Loan Applications
*FHA home loans received 2,008,157 single-family loan applications.
*More than 90 % of applications were for existing home purchases or refinances.
*977,550 borrowers applied to purchase homes
*885,972 applied for a FHA refinance

*144,635 applied for reverse mortgages.
*147,992 refinance applications were from current FHA borrowers seeking new FHA home loans
*727,225 conventional borrowers applied for FHA home mortgages.
*10,755 delinquent conventional borrowers sought FHA mortgage loans.

Government Endorsements
*FHA loans approved 1,199,624 mortgage loan applications.
    (up 125 % from fiscal 2007 when the FHA insured 532,337 mortgages)

*631,667 FHA loans were made to people purchasing a new home
    (up 126.9 % over the 278,422 purchasers who got loans in fiscal 2007.)

*Among those financing a new home, 492,295 (77.9%) were first-time buyers.
*455,803 loans (38% of all loans insured by the FHA) were made for refinancing

* 356,722 mortgage loans converted from conventional loans to FHA financing.

    (up 211.4% from fiscal 2007.)


* 166,475 FHA home loans (36.5% of refinances endorsed) were cash-out refinances.

 

 

 

 

Share

2 Comments

1

Interesting FHA mortgage stats! We were cranking in origination in the winter of 07 and spring of 08, but have been sluggish over the summer. It just seems to get worse as the underwriters and banks continue to knock down our appraisals and raise the credit score requirements. How is your company getting around the fico requirements of Flagstar and Chase?

2

[...] Source: FHA Home Loans Record Banner Year in 2008. Mortgage Refinancing activity is declining with the loan modification activity rising. Do you think FHA Home Loans will record another banner year in 2009? [...]

Leave a Comment