Bill Consolidation Second Mortgage
Secured Debt Consolidation Loans to Save Money!

Nationwide Mortgage Loans provides homeowners secured second mortgages for bill consolidation and reduced monthly payments from 125% home equity loans. We offer consumers a solution to bills that have gotten out of control with revolving interest compounding rapidly with increasing adjustable interest rates. Consider consolidating all your high rate bills into a fixed rate second mortgage that does not require you to refinance your current 1st mortgage.

Second Mortgage Loans for Bill Consolidation and Increased Monthly Savings

Second Loan Neg-AM 1st OK

125% Second Mortgage Available

Refinance 1st and 2nd Loans together

Pay off Revolving Credit Cards

Refinance student loans

Convert Credit Lines to Fixed Rate 2nd
Consolidate Bankruptcy and Collections

Free Second Mortgage Quote

In most cases, bill consolidation is an effective tool for getting your credit card debts paid off quicker. 

Quite often paying off your debt in a second mortgage can save you thousands of dollars each year. 

Credit card interest has compounding interest, and second mortgages with fixed rates have simple interest.  Compounding interest can hurt you, because you pay interest on top of principal & interest.

Simple interest offers fixed rates and fixed terms. 

This can be a great aid in budgeting and setting goals to become debt free. Take a look at your bills, loans an credit cards, and add up the monthly totals.  Do you have a good plan for paying off the debt. 

Ask yourself this question. Are you paying down some of the debt's principal each month? 

If you don't have a good plan in place, and you have a lot of credit card debt, then it's time to contact Nationwide Mortgage Loans for a free consultation from one of our friendly loan officers.

Click Here to Apply Online for Second Mortgage

When Is The Best Time For A Home Equity Loan?

Home equity loans can be efficient tools for financing home improvements, investments and consolidating credit card debt. Home equity lines of credit can improve cash flow, and provide flexibility for investing. Having an equity line of credit can provide a safety net of cash reserves for family emergencies and investment opportunities. We suggest getting approved for a home equity loan when you need it least.

Loan Features

  • Fixed Rate Second Mortgage
  • Up to 125% cltv
  • First Time Home-buyers OK
  • Bad Credit OK

More Second Mortgage & Refinance Loans
100% Second Mortgages
90% Second Mortgages
No Doc Second Mortgage
Second Mortgage Credit Line
Cash Out Refinance
Second Mortgage Refinance

Popular Home Equity Loans
Home Equity Consolidation
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125% Home Equity Loans

Many loan companies will charge a fee for applying for a loan. Nationwide Mortgage Loans never charges you an application fee and there is no obligation to do a loan with us.  We offer Free loan quotes that will help you determine the interest rate and payment info. 

Our friendly loan team can help you find the best second mortgage for your situation.

Click Here for a Free Second Mortgage Quote

Copyright Nationwide Mortgage Loans 2000-2006

Debt Consolidation Loans: Home Equity or Unsecured Loan? - By Maria Ny
Debt consolidation loans are a popular way for people to free up money each month by consolidating several monthly credit card payments into a single lower interest loan. But, the question is whether it's best to consolidate those debts into a home equity loan or an unsecured debt consolidation loan.


Helpful Articles from the Second Mortgage Loan Experts

Second Mortgage Versus Consumer Credit Counseling
It is not uncommon these days to for a person or family to let credit card debt get out of control. We live in a credit driven society, and to survive the pitfalls of revolving credit and economic cycles you need to create an attainable budget and follow through with your fiscal plans.

Second Mortgage Tips - Useful Refinance Loan Advice
With mortgage interest rates rapidly rising, now may be the time to refinance your variable interest rate home equity line of credit (HELOC) or adjustable rate mortgage (ARM) home equity loan into a fixed interest rate second mortgage. By refinancing your existing home equity loan or line of credit you could save a lot of money in the long run.

 

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