Alabama Mortgage
Best Home Loan Rates and Fixed Refinancing

Nationwide is a mortgage lender provides FHA home loans and refinancing to Alabama homeowners with affordable 1st and 2nd mortgage refinance quotes. We offer both fixed rate and hybrid ARM loans for new homebuyers looking to refinance into a better rate loan. Over the last few months, government mortgage loans have become the hot loan product for low rate mortgages that require 0-3% down with home purchase loans. New FHA home lending programs allow home financing to 97% and cash out refinancing to 95% with a good payment history. Many Alabama homeowners are reporting success with debt consolidation through their cash out FHA refinance loans because they saved money immediately. While VA home loans still allow 100% financing and refinancing for qualified Alabama veterans and 95% when getting a refinance loan that includes cash back. Borrowers have been sprinting to process their fixed rate refinance loans before their ARM loan converts to the higher monthly payment.

New Increased Loan Limits for Alabama FHA Home Mortgage Loans

County Name

State

One-Family

Two-Family

Three-Family

Four-Family

MORGAN

AL

$271,050

$347,000

$419,400

$521,250

LAWRENCE

AL

$271,050

$347,000

$419,400

$521,250

COOSA

AL

$271,050

$347,000

$419,400

$521,250

TALLAPOOSA

AL

$271,050

$347,000

$419,400

$521,250

CULLMAN

AL

$271,050

$347,000

$419,400

$521,250

HENRY

AL

$271,050

$347,000

$419,400

$521,250

GENEVA

AL

$271,050

$347,000

$419,400

$521,250

HOUSTON

AL

$271,050

$347,000

$419,400

$521,250

DE KALB

AL

$271,050

$347,000

$419,400

$521,250

RUSSELL

AL

$271,050

$347,000

$419,400

$521,250

ELMORE

AL

$271,050

$347,000

$419,400

$521,250

AUTAUGA

AL

$271,050

$347,000

$419,400

$521,250

LOWNDES

AL

$271,050

$347,000

$419,400

$521,250

MONTGOMERY

AL

$271,050

$347,000

$419,400

$521,250

DALLAS

AL

$271,050

$347,000

$419,400

$521,250

BALDWIN

AL

$285,000

$364,850

$441,000

$548,050

MOBILE

AL

$271,050

$347,000

$419,400

$521,250

TALLADEGA

AL

$271,050

$347,000

$419,400

$521,250

BARBOUR

AL

$271,050

$347,000

$419,400

$521,250

HALE

AL

$271,050

$347,000

$419,400

$521,250

GREENE

AL

$271,050

$347,000

$419,400

$521,250

TUSCALOOSA

AL

$271,050

$347,000

$419,400

$521,250

CHAMBERS

AL

$271,050

$347,000

$419,400

$521,250

PIKE

AL

$271,050

$347,000

$419,400

$521,250

CLAY

AL

$271,050

$347,000

$419,400

$521,250

LAMAR

AL

$271,050

$347,000

$419,400

$521,250

PERRY

AL

$271,050

$347,000

$419,400

$521,250

BUTLER

AL

$271,050

$347,000

$419,400

$521,250

CLARKE

AL

$271,050

$347,000

$419,400

$521,250

MARION

AL

$271,050

$347,000

$419,400

$521,250

MONROE

AL

$271,050

$347,000

$419,400

$521,250

SUMTER

AL

$271,050

$347,000

$419,400

$521,250

WILCOX

AL

$271,050

$347,000

$419,400

$521,250

BULLOCK

AL

$271,050

$347,000

$419,400

$521,250

CHOCTAW

AL

$271,050

$347,000

$419,400

$521,250

CONECUH

AL

$271,050

$347,000

$419,400

$521,250

FAYETTE

AL

$271,050

$347,000

$419,400

$521,250

MARENGO

AL

$271,050

$347,000

$419,400

$521,250

PICKENS

AL

$271,050

$347,000

$419,400

$521,250

WINSTON

AL

$271,050

$347,000

$419,400

$521,250

CHEROKEE

AL

$271,050

$347,000

$419,400

$521,250

CLEBURNE

AL

$271,050

$347,000

$419,400

$521,250

CRENSHAW

AL

$271,050

$347,000

$419,400

$521,250

ESCAMBIA

AL

$271,050

$347,000

$419,400

$521,250

FRANKLIN

AL

$271,050

$347,000

$419,400

$521,250

RANDOLPH

AL

$271,050

$347,000

$419,400

$521,250

COVINGTON

AL

$271,050

$347,000

$419,400

$521,250

WASHINGTON

AL

$271,050

$347,000

$419,400

$521,250

ETOWAH

AL

$271,050

$347,000

$419,400

$521,250

MACON

AL

$271,050

$347,000

$419,400

$521,250



* Fixed Rate Home Purchase Loans

* Bad Credit Home Financing

* Affordable Mortgage Rates

* FHA Home Loans to 97%

* VA Mortgage Loans to 100%

* Mortgage Loans for All Types of Credit

* 90-100% Home Refinance Loans

Alabama consumers enjoy low fixed rate mortgage loans

Nationwide specializes in home purchase loans for first time homebuyers

Don't waste money by getting an interest rate that is high or by getting a loan that costs you more than you need to pay.
FHA Home Purchase up to 97%: Fixed rates and fixed monthly payments with only 3 % down. Borrowers have several interest options with fixed rates to lower your current monthly payments. This FHA home mortgage allows consumers to buy a home with bad credit or even no credit. Alabama Home Loans up to $2,500,000 

Other Important Alabama Mortgage Information

Alabama Mortgage Refinance - 95- 100% home refinancing loans with options for Interest Only, Fixed Rates or Negative Amortization.

Second Mortgage Loans for Alabama Homeowners - Home Equity Lines of Credit and Fixed Rate Home Equity Loans for Cash Out or Bill Consolidation

 

Client Testimonials

"The home loan advisors at Nationwide Mortgage Loans helped me refinance my ARM mortgage into a lower rate loan that we could afford.
– The Stith Family, Birmingham, Alabama.


Free Finance Guides & Helpful Consumer Reports

Take advantage of our free guides and disclosures that help 1st time homebuyers.

Equity Credit Line Fed Tips
Home Purchase Guide
Understanding Credit Scores
ARM Rate Mortgage- Guide
Consumer Guide -Rate Locks

Resource Tools

Loan Comparison Calculator
This calculator will help you to compare the total mortgage interest charges of 4 types of loans.

 

Additional Helpful Mortgage Loan Pages:
125% Second Mortgage | Stated Income | Home Refinance Loans | FHA Home Loans | Low Closing Cost Second Mortgage | Discount Home Equity Loans | Home Equity Refinance | Bad Credit Refinance | State Guide Second Mortgages
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